Last updated: August 2026
Short version: CreditStreaks doesn't collect your financial data. Everything you enter — account balances, interest rates, due dates, payment history, credit scores you log — is stored only in your browser's local storage, on your own device. There is no server, no account, and nothing to sell, because we never have it in the first place.
CreditStreaks requires no account, no sign-up, and no email address to use. We do not operate a server that stores your account balances, interest rates, payment history, credit scores, or any other financial information you enter into the app. That data is written to your device's local storage (specifically, your browser's localStorage) and never transmitted anywhere.
CreditStreaks does not currently use any third-party analytics, advertising, or tracking scripts. If this changes in the future, this policy will be updated to reflect it, and any such tool would be chosen and configured with the same local-first, no-personal-data-collection principle in mind.
If you choose to enable an app lock, your PIN is cryptographically hashed and stored only on your device — we never see the PIN itself. If you enable Face ID or Touch ID, that check happens entirely through your device's own operating system; CreditStreaks never receives or stores any biometric data.
The marketing site you're reading this on may be hosted by a third-party static hosting provider, which may log standard web server access information (such as IP address and browser type) as part of normal hosting operations. This is separate from the app itself and does not include any of your financial data, since that data never leaves your device.
CreditStreaks is not directed at children and is not intended for use by anyone under 18.
If this policy changes, we'll update the "last updated" date above. Since we don't collect an email address or any contact information, we have no way to notify you directly — check back here periodically if you'd like to stay current.
Questions about this policy can be sent to hello@creditstreaks.com.
This policy is provided as a plain-language summary of how CreditStreaks actually works. It is not a substitute for formal legal advice, and if you're relying on it for compliance purposes, have it reviewed by a qualified attorney familiar with applicable privacy law in your jurisdiction.